Dissemination Numbers   
 TAB Account Terms and Conditions   

TAB ACCOUNT: TERMS AND CONDITIONS:

PREAMBLE

The following rules pertain to betting through interactive wagering systems, including

telephone, on-line, mobile and other technology facilitated betting.

•In order for one to partake in betting, one has to be over the legal age of 18 years and

adhere to the provisions of the National Responsible Gambling Programme.

A customer must have an active account with the Operator in order to transact through

telephone, on-line, mobile and other technology facilitated betting wagering systems.

In adherence to the new Consumer Protection Act No. 68 of 2008 clients are to be made

aware and understand and accept any liability or risks involved by entering into this

agreement.

• In respect of online clients, the individual has to specifically accept the terms and conditions

by pressing a button on his computer in which his/her actions amount to an acceptance to

the terms and conditions of their TAB account.

• In order to comply with the requirements of the Financial Intelligence Centre Act No. 38 of

2001(hereinafter referred to as “FICA”)clients are required to furnish valid and legible copies

of identity documents or passports as well as proof of their residential addresses; a utility bill

or bank statement not older than 3 monthswithin 7 days of opening an account and prior to

any account withdrawals being processed.

• These rules shall be published and made available to the customer and the Company shall

publish any amendments hereto on the website.

• A customer who places bets or claims to have placed bets on the totalisator shall be deemed

to have read these rules and to have agreed to be bound by these rules including any other

rule(s) or condition(s) which may apply to the event, bet or contingency in question.

• The customer indemnifies TAB, its staff and agents from any claim or damage arising from

any act or omission done in good faith in the execution of any instruction or function

whatsoever, including, but not limited to any lawful compliance with the various legal

requirements imposed by the law.

• Bets can only be accepted whilst the approved wagering system is operative.

• The result of a race shall be official when they are declared as such in terms of these rules,

that is when the “All Clear” is declared by the racetrack and the “Official result” is

announced by the Operator.

• If a customer has not transacted on or made claim on a deposit made into a betting account

held with the Operator, the account will be cleared off the active betting system after 18

months and we will need to provide a request in writing to re-activate the account along

with FICA documentation. After a period of threeyearsthe customer will lose claim to this

money. This money shall be forfeited by the Customer to the Operator and declared as

income. Inactive accounts are cleared off the system after 18 months and customers will

need to request verification in writing and provide all FICA documentation.

• The Operator shall be entitled to terminate the contract or account with immediate effect

at its sole discretion. The customer shall not have any claim of whatsoever nature against

the Operator arising out of the lawful cancellation of such contract or account other than to

claim a refund of the money outstanding to the credit of his account on condition that

recent FICA documentation is submitted.

• Subject to the provisions of applicable provincial or national legislation, gambling or

otherwise, the Operator shall decide on any dispute arising in any way whatsoever from the

running of the totalisator betting transactions. For this purpose, the Operator shall be

entitled to conduct an inquiry, which the complainant shall be obliged to attend, answer

questions and be entitled to be heard, make representations and call witnesses.

• Any dispute that remains unresolved may be referred to the relevant Governing Body.

• Should it be determined that punters are cancelling bets or acting in a manipulative manner,

Phumelela shall exercise its discretion to prohibit punters from taking further bets.

• Phumelela shall further exercise its right of discretion and prohibit those people who have

been excluded from the gambling database from taking bets.

• Clients may contact TAB customer care for assistance on 0861 444 822.

1. PROCEDURE FOR PLACING A BET

1.1 It is recommended that customers make a written record of their intended bets

before calling the TAB Betting Call Centre. This will make reading your bets to the

Tele-Consultant (“Consultant”) easier.

1.2 Before placing your bets, you will be required to state your Account number

andPIN/CODE to the Consultant for verification purposes. The Consultant will then

advise you of the current balance in your account.

1.3 TAB shall not be held responsible and or liable in the event that anyone else is

fraudulently using your account number and or the pin/code that is allocated to the

end user. This applies to any customers using online; mobile other technology

facilitated betting.

1.4 If you are satisfied that the balance stated by the Consultant is correct, you may

proceed to place your bet(s).Specify your bet(s) in full (no abbreviations) as well as

the subject matter of your bet (horse racing and/or sport) and all the relevant details

pertaining to the bet(s). After the placing of a bet through a telephone, the Operator

or Consultant shall orally confirm what he/she has keyed in and obtain authority

from the customer to transmit the bet to the system. It is the duty of the customer

to ensure the bet(s) placed is correct. This will constitute as the final transaction

confirmation.Only these bets will qualify for a result and a dividend (if they are

winning bets).

1.5 If the customer does not query or rectify the oral confirmation of the bet(s) by the

Operator or Consultant, he/she is deemed to have accepted the details as called

back by the Operator or Consultant as being correct and thus becomes bound by the

call back.No bets may be altered after they have been accepted.

1.6 The Consultant will then provide you with the new balance at the end of each call.

1.7 The customer shall not have any claim of any nature against the Operator and/or

any of its employees arising from a failure to accept his/her bets because of delays

caused by a breakdown in the telephone system and/or other telecommunication

system for whatever reason.

1.8 RECORDING EQUIPMENT AND WAIVER OF RIGHTS:

1.8.1 For the protection of the customers all telephone transactions shall be recorded.

1.8.2 The recording shall be retained for a period of 14 days following the race meeting or

event, before being erased. In the event of a dispute being lodged the operator shall

retain the recordings until the dispute has been resolved.

1.8.3 Disputes regarding account balances and betting transactions must be made in

writing within 14 days of the race meeting or event concerned. The customer shall

not have a claim once this period has elapsed and the dispute has not been raised.

2. DEPOSISTS INTO TAB ACCOUNTS.

2.1 Deposits into TAB Accounts can be made at any TAB Branch or Agency (“Branch or

Agency”); online; electronically through any means made available by TAB; at/ TAB’s

associated banks,(details listed below) or through any other Bank agreed to by the

parties or by Credit Card.

BANK NAME ACC.NO BRANCH CODE BRANCH NAME

FNB 50972852493 255005 BANK CITY

STD 00483443 004805 BRAAMFONTEIN

NEDBANK 1979372667 197905 MAIN STREET

ABSA 9056461974 632005 BOOYSENS

2.2 Only your TAB account number is needed as reference (Beneficiary reference) when

making a deposit.

2.3 Any person may deposit funds on behalf of an Account holder.

2.4 TAB, may, at its discretion, refuse to accept any deposit.

2.5 Customers shall only be authorised by the Operator to make withdrawals on the

effects of their dividend(s) and not their deposits. The only exception to this rule

shall be on final closure of the account by the customer, subject to the sole

discretion by TAB.

2.6 Funds can only be used once cleared and available to be used. Deposits of nonguaranteed

cheques will require fourteen (14) working days from date of receipt

before the account can be credited with the amount of the deposit. NO third party

and company cheques will be accepted and TAB will not take responsibility for any

posted cheques.

2.7 TAB, will not accept any responsibility for the late transmission and clearance of any

funds deposited into the Customer’s Account.

2.8 Receipts will only be issued against cash deposits made at a Branch or Agency.

2.9 It remains the customer’s responsibility to prove any deposit made into their

Account.

3. WITHDRAWALS

3.1 Withdrawal requests can be made at any Branch or Agency; online; electronically

through any means available by TAB, or transferred automatically into the

customer’s nominated bank account.

3.2 A valid Identity document or driver’s licenseas well as the three (3) letter code will

be required whenever a withdrawal request is made at a Branch or Agency. The

client’s security or personal identification code is to prevent unauthorised use of the

account and must not be divulged to other parties.

3.3 The client shall immediately notify the Operator should he/she lose his/her account

details.

3.4 TAB reserves the right to request formal identification (in terms of the F.I.C Act)

when making a withdrawal of any amount.

3.5 TAB reserves the right to make part or all of the payment by cheques.

3.6 A bona fide payment made by TAB will release TAB from any further liability.

3.7 Customers are only allowed to withdraw the effects of winnings or dividends.

3.8 No electronic transfers to a third party TAB Betting Account or bank account will be

made under any circumstances whatsoever.

4. GENERAL

4.1 TAB BETTING ACCOUNTS

TAB Betting Accounts is run on a deposit system and bets may only be made provided that

clients have sufficient funds in their Accounts with TAB to cover each bet.

4.1.1 An Account may only be opened in the proper names of individuals and fictitious

names may not be used and no Account will be opened unless the Client has

complied with the requirements of (“FICA”), requiring customers to fully identify

themselves.

4.1.2 In respect of new customers paying by credit card a copy of the front and back of

the credit card and the credit card indemnity form must be completed and placed on

file. The terms and conditions of TAB apply to the use of the Credit Card.

4.1.3 The minimum sum that may be placed on the credit card telephonically is R 200.00,

the minimum sums for online transactions will be reviewed by TAB

4.1.4 Should a customer request a deposit of R 15,000 or more, the consultant is required

to call the bank for authorisation particularly should the card be a Diners card.

4.1.5 In the event that a transaction is declined, the consultant will inform the cardholder.

4.1.6 Should a client wish to close an existing account he/she may do so on the proviso of

a letter from himself/herself stating his/her wishes to do so.

4.1.7 A closed account may only be re-opened after a certain period of time has elapsed.

Such period is to be determined by TAB.

4.1.8 The same rules, regulations and procedures apply to the re-opening of an account as

previously stated within this Agreement.

4.1.9 Any change to your Account details should be made in writing. TAB is to be notified

of any change in address of a client within a reasonable time of such change taking

place and new FICA documentation must be provided.

4.1.10 TAB reserves the right, at its discretion, to suspend an Account without prior

notification.

4.1.11 TAB Account holders may only place bets by telephone, internet, or any other

technology channel approved or made available by TAB from time to time.

4.1.12 All bets placed with TAB are subject to the Totalisator rules in force at the time and

to any provisions laid down by any legislation regarding horse racing and betting

passed by any competent authority.

4.1.13 TAB will not be responsible for any unauthorized use of a client’s account, including

in cases where a client’s signature has been forged and/or pin fraudulently obtained,

unless TAB has been advised of such prior misusing taking place. It remains the

responsibility of the Client to safeguard his/her three (3) letter code, account details

and PIN.

4.1.14 Clients must conduct their Accounts in a responsible and legitimate manner,

observing all applicable laws, rules and regulations, including (but not limited) to the

provisions of FICA.

4.2 TELEPHONE TRANSACTION CODE/PIN

4.2.1 No transaction whatsoever will be permitted unless the correct PIN is quoted on

request.

4.2.2 For the customer’s own protection, it is essential that under no circumstances

should his/her account number or code/PIN be divulged to any person other than

the authorised members of staff of TAB.

4.2.3 TAB recommends that customers change their PIN’s on a regular basis for further

protection and security.

4.3 STATEMENTS

4.3.1 No statements of Accounts will be issued to the customers unless on specific request

by the customer.

4.3.2 TAB reserves the right to rectify any balance on the customer’s account without any

notification.

4.3.3 Should a TAB Account go into a negative balance due to an operator or system error

the customer will be liable for any amounts outstanding.

4.4 CLOSING TIME FOR BETTING

4.4.1 Betting closes at the start of any event on which betting is available or the first leg of

a multi leg event. However it is strongly recommended that bets be placed well in

advance of the advertised starting time of an event.

4.5 DIVIDENDS AND REFUNDS

4.5.1 Dividends of winning bets will be automatically credited to the customer’s account

upon the results of an event being declared official in terms of the totalisator rules.

4.5.2 Refunds on late scratching(s) will also be credited the same way and at the same

time as dividends.

4.6 RESULTS AND DIVIDENDS INFORMATION

4.6.1 Owing to the large volume of calls at the TAB Betting centre, consultants are not

permitted to give the results of any dividends of any event.

4.6.2 Customers can instead consult other sources of such information, including the

relevant newspapers, telly track, or by calling the customer information lines on the

numbers published in the relevant publications or Customer Care on 0861 444 822

to request the dissemination line numbers.